Frequently Asked Questions

Initial consultation is completely free with no obligation. If you choose to proceed with us, any service charges are disclosed upfront before we begin. We believe in complete transparency — there are no hidden fees or surprise charges at any stage.

Approval timelines vary by loan type. Personal loans can be approved within 24-48 hours. Home loans typically take 7-15 business days due to property verification. Business loans range from 3-10 days depending on documentation. We work to expedite the process wherever possible.

We partner with 50+ leading banks and NBFCs including SBI, HDFC, ICICI, Axis, Kotak Mahindra, Yes Bank, Bajaj Finserv, Tata Capital, IIFL, and many more. This wide network allows us to find the best rates and terms for your specific profile.

Yes, we provide end-to-end documentation support. Our team will give you a detailed checklist of required documents, help you prepare them correctly, verify everything before submission, and ensure smooth processing with the lender.

While a CIBIL score of 750+ is ideal for the best interest rates, we work with lenders who cater to various credit profiles. Even if your score is between 650-750, we can find suitable options. For scores below 650, we may recommend ways to improve your profile first.

Most loans allow prepayment or foreclosure, though terms vary by lender and loan type. Floating rate home loans typically have no prepayment penalty. Fixed rate loans and personal loans may have some charges. We help you understand these terms before committing.

Basic documents include identity proof (Aadhaar, PAN), address proof, income proof (salary slips for salaried, ITR for self-employed), bank statements (6-12 months), and photographs. Additional documents may be needed based on loan type. We provide a complete checklist.

We analyze your credit profile, income, and loan requirement, then compare offers from 50+ lenders. Our long-standing relationships with banks also allow us to negotiate better rates than what you might get directly. We present you with the top 3-5 options to choose from.

Rejection isn't the end. We analyze the reasons, help you understand what went wrong, and explore alternative lenders who may approve your application. Sometimes, we recommend waiting and improving certain aspects of your profile before reapplying.

Yes, we serve clients across India. While our office is in [City], we assist customers from all states through phone, email, and video consultations. Documentation can be handled digitally in most cases.

Going directly to a bank limits you to their products and rates. With us, you get access to 50+ lenders, negotiated rates, expert guidance, complete documentation support, and someone who advocates for your application. We also save you time by handling multiple bank visits.

We assist with Home Loans (purchase, construction, balance transfer), Business Loans (working capital, expansion, MSME), Personal Loans, Education Loans (India & abroad), and Loan Against Property. We also help with specialized products like overdraft facilities.